Wealth
Debt Consolidation
See everything you owe in one place.
When balances, rates and due dates are spread across several accounts, it is hard to see the whole picture. Rachael lays every debt side by side with you, so you can see what your month could look like if some of them became one payment.
Start on Your Own
Not ready to talk yet?
- Try the Debt Payoff Tool
WHEN COULD I BE DEBT FREE?
Add your debts and see the month you could be done at the payments you make now.
- Take the Free Money Checkup
MAKE ROOM: MONEY FORECAST
See your next five weeks day by day, with no account and no bank login.
How a Session Works
Three steps, at your pace.
1
REVIEW
You go through your debts together, one at a time.
2
COMPARE
You look at the consolidation paths open to you and what each one would really cost, month by month and in total.
3
DECIDE
The choice is yours. If a consolidation loan fits and you want one, Key 2 Debt Free refers you to a licensed lender. Key 2 Debt Free is not a lender and does not make loans.
What to Bring
A list of your debts, with the balance, interest rate, monthly payment and due date for each, plus your monthly take home income. You will never be asked for your Social Security number, account numbers or passwords.
Book a Session with Rachael
TALK THROUGH
YOUR NUMBERS
$49
30 minutes with Rachael
Sessions are $49, charged after your call, and may be adjusted for your situation. Booking does not commit you to any service.
Choose a TimeQuestions first? Call 888 999 9076.
Nonprofit credit counselors can also help, and official federal student loan help is at StudentAid.gov.
In Their Words
What people say.
“Your professionalism, knowledge, and guidance made what could have been a very challenging process much more manageable.”
Good to Know
Before you combine anything.
- Consolidating your debt does not automatically improve your credit score.
- A lower monthly payment can come from a longer repayment term and may increase what you pay in total.
- Consolidation does not guarantee savings or approval.
- Individual experiences vary.
Back to Wealth, or connect with Rachael with a question.
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Scripture and Rachael’s own words on belief.
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