Journal

THE JOURNAL

Weekly writing from Rachael J Katz on wealth, faith and wellness: plain answers about money and student loans, and stories from the road she walked to get here.

Wellness · October 29, 2026
ONE DECISION IN A MESSY KITCHEN
Before the books and the business, Rachael J Katz was a single mom on public assistance. Here is the night she decided to leave, and what it taught her about starting over.
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Wealth · October 29, 2026
THE SAVE PLAN ENDED. HERE IS WHAT TO DO NOW.
The SAVE repayment plan is over and borrowers are being moved to new plans. Here is what changed in 2026, what happens if you miss your notice, and what to check on your own account.
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Wealth · October 29, 2026
DOES A LOWER MONTHLY PAYMENT ACTUALLY SAVE YOU MONEY?
A smaller payment can feel like relief and still cost you more. Rachael J Katz explains the two numbers to ask for before you agree to any new loan or payment plan.
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